Serving Dodge, Fond du Lac & Winnebago Counties

Consumer Deposit Rates

Effective March 7, 2024

If you have questions about the below information, please call toll free 1-888-852-3191.

This Rate Charts below contain information about interest rates and annual percentage yields (APY) for some of the CONSUMER accounts we offer. Please download the PDF below to view Consumer account rates.

Download the Rate Chart as a PDF.

CD/IRA Deposit Rates

Account Type Minimum Opening Deposit Minimum Balance to Obtain APY* Interest Rate APY
12 Month CD/IRA $500 $500 2.18% 2.20%
24 Month CD/IRA $500 $500 2.37% 2.40%
36 Month CD/IRA $500 $500 2.37% 2.40%
48 Month CD/IRA $500 $500 2.23% 2.25%
60 Month CD/IRA $500 $500 2.13% 2.15%

APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal for the above accounts.

CD Specials

*New money only. Not eligible for institutional investors.*

Account Type Minimum Opening Deposit Minimum Balance to Obtain APY* Interest Rate APY
9 Month $5,000 $5,000 3.92% 4.00%
15 Month $5,000 $5,000 4.16% 4.25%

APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal for the above accounts.

Consumer Money Market Account

(EZ Money Market Savings)

Minimum Balance to Obtain APY* Interest Rate APY
$0 - $499.99 0.25% 0.25%
$500 - $2,500 0.35% 0.35%
$2,500.01 - $20,000 1.00% 1.01%
$20,000.01 - $100,000 1.35% 1.36%
$100,000.01 and over 1.75% 1.77%

These accounts require a minimum of $500 to open.
The Interest Rate and Annual Percentage Yield may change after account opening.

NEW! | THE High Yield Money Market

**Balance Requirements | $500,000 – $2.5 Million

**Balances outside of range will move to standard tier money market rates and applicable service charges will apply.

Interest Rate APY*
4.50% 4.60%

Consumer Checking Account

(EZ Money Checking)

Minimum Balance to Obtain APY* Interest Rate APY
$0 - $499.99 0.00% 0.00%
$500 - $2,500.00 0.01% 0.01%
$2,500.01 - $20,000 0.05% 0.05%
$20,000.01 - $100,000 0.07% 0.07%
$100,000.01 and over 0.10% 0.10%

These accounts require a minimum of $500 to open.
The Interest Rate and Annual Percentage Yield may change after account opening.

Consumer Savings Accounts

Account Type Minimum Balance to Obtain APY* & Open Account Interest Rate APY
EZ Savings $100.00 0.10% 0.10%
Christmas Club $5.00 0.25% 0.25%
Health Savings Account $0.00 0.10% 0.10%

The Interest Rate and Annual Percentage Yield may change after account opening.
A penalty may be imposed for early withdrawal from the Christmas Club Account.

* Minimum Balance to Obtain APY is the amount of the principal in the account each day.
Fees could reduce the earnings on the account.

Interest Rates and Annual Percentage Yields may change without notice.
For current rate information call (888)-852-3191