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Certificate of deposits and IRAs for your long-term savings plan

Bristol Morgan Bank has certificate of deposits or individual retirement accounts to help you save for the future.  Start investing today—it will provide you added comfort, knowing funds are set aside, safe and secure.

Certificate of Deposit (CD)

Certificates of Deposits (CD’s) are the perfect solution if you are looking for a higher interest rate than a standard savings account. It’s a great way to save for rainy days—just in case. View our current Certificate of Deposit rates.

Minimum balance to open


Payment of interest

You can have interest added to the principal of the CD or transferred into a checking or savings account.


A penalty may be imposed for early withdrawal, which may reduce earnings and/or invade principal.


Individual Retirement Account (IRA)

Will you feel confident about your finances when you’re ready to retire? Bristol Morgan Bank offers both Traditional and Roth IRA’s to get you on the right track to retirement. Our IRA’s are held right here at Bristol Morgan, invested in CD’s. By working locally, you won’t have to sit on the phone with a representative from out of state to get your questions answered. That’s why we provide personal, local servicing on your IRA account.

How do I transfer/rollover my IRA?

Just call or stop by and we will send a request to transfer right to your institution.  All you need to have is your current 401k or IRA account information ready (account number, institution name and address).